Step 1: Initial Meeting with Your Chosen Real Estate Professional
The first step in buying your first home is to sit down with a real estate professional to figure out how much home you can afford and exactly what you are looking for in a home. This also is a time to learn more about the home buying process. The more you know, the easier the who process will be.
Qualifying for a Loan
Before you start looking a home, you need to get a pre-qualification loan from a reputable lender. If you haven't done that before your initial meeting, just let your chosen real estate professional know and they will arrange to have a loan office "just a phone call away" so you can get the pre-qualification letter quickly.Before you talk to a lender, you need to make sure you have the following information:
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